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1. 金融体制改革是我们经济体制改革的重头戏。中国金融体系存在许多问题，最主要的就是银行不良贷款比例较高，存在着很大的金融隐患。主要原因在于体制，必须加快对银行体制的改革。我们的目标是建立现代银行制度，使银行能够成为自主经营、自负盈亏、真正的商业银行。我们要创造条件实行银行公司治理结构的改造，实行股份制（share-holding system），具备条件…… 2. 如果没有发达的物流系统（logistics system）将货物分发到全球市场，即使一个区域的生产能力再强，所有生产都将是无用的劳动。在“泛珠’（Pan-PRD）这个面积和人口占全国人口三分之一的大区域里，要实现整体的经济一体化以发挥该区域的综合竞争优势，首先要实现的是实物商品的高度流通。因此，一个高效的区域物流体系则是必不可少的。 3. 随着外资银行在中国消费者中知晓度的提升，中外资银行的竞争在加剧。同时，年轻人群体正在迅速崛起，成为使用银行服务和金融投资产品的驱动力。在上海、北京和广州，中国消费者对外资银行的知晓度每年都在提升。如今，在中国的金融中心上海，很多消费者能够在不提示的情况下举出一家外资银行的名字。 4.宾馆的商务中心提供图文传真（facsimile）、复印（photocopying）、多语种打字（multi-lingual word-processing）及翻译、邮电、订票等服务。宾馆还随时提供客房送餐服务。宾馆曾多次安排国内外重要会议，接待经验丰富，并有足够供会议代表团和旅游团体使用的停车泊位，是国内外教育界、科技界、文艺界专家学者以及其他各界人士开展学…… 5.According to a survey, which was based on the responses of over 188,000 students, today’s traditional-agecollege freshmen are ”more materialistic and less altruistic (利他主义的)” than …… 6. Directions: You live in a room in college which you share with another student. You find it very difficult to work there because your roommate always has friends visiting. For thi…… 7.Directions: For this part, you are allowed 30 minutes to write a letter applying for admission into a college or university.You should write at least 120 words but no more than 180…… 8. Directions: For this part, you are allowed 30 minutes to write a composition on the topic The Most Unforgettable Person I Ever Know.You should write at least 120 words but no more…… 9. Directions: For this part, you are allowed 30 minutes to write a composition on the topic My Favorite Novel.You should write at least 120 words but no more than 180 words. 10. Directions: For this part, you are allowed 30 minutes to write a composition on the topic Key Factors to Success.You should write at least 120 words but no more than 180 words. 11. Directions: For this part, you are allowed 30 minutes to write a composition on the topic Immoral Behavior in Public.You should write at least 120 words but no more than 180 word…… 12. Directions: For this part, you are allowed 30 minutes to write a composition on the topic Changing Criteria for Good Students.You should write at least 120 words but no more than…… 13. Directions: For this part, you are allowed 30 minutes to write a composition on the topic Teenage Smoking Soars.You should write at least 120 words but no more than 180 words. 14. Directions: For this part, you are allowed 30 minutes to write a composition on the topic Human Activity and the Earth. You should write at least 120 words but no more than 180 w…… 15. Directions: For this part, you are allowed 30 minutes to write a composition on the topic Tour Fever Should Be Cooled Down. You should write at least 12 0words but no more than 1…… 16. Directions: For this part, you are allowed 30 minutes to write a composition on the topic Diploma Craze.You should write at least 120 words but no more than 180 words. 17. Directions: For this part, you are allowed 30 minutes to write a composition on the topic Juvenile Delinquency.You should write at least 120 words but no more than 180 words. 18. Directions: For this part, you are allowed 30 minutes to write a composition on the topic Which to Celebrate—the Western or Eastern Festivals? You should write at least 120 words …… 19. Directions: For this part, you are allowed 30 minutes to write a composition on the topic Internet Friendship. You should write at least 120 words but no more than 180 words. 20. Directions: For this part, you are allowed 30 minutes to write a composition on the topic Holiday Economy.You should write at least 120 words but no more than 180 words.

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